There are so many different types of Life Insurance and options for buying it. Imagine life insurance you don’t have to die to use. Everybody is in a different stage of life and perhaps tax free money is your goal. There is a plan for that as well. You should have an experienced and knowledgeable Insurance Broker who personally purchased these life insurance products and  who explains options based on someone’s life goals! Not everyone will qualify so it is better to plan while you are younger and healthier. My family is taken care of and now it is time to help you with yours.