What does dental insurance typically cover?

Dental insurance plans vary, but they generally cover a range of preventive, basic, and major dental services. Preventive services often include routine exams, cleanings, and X-rays. Basic services may cover fillings, simple extractions, and minor treatments. Major services often include more extensive procedures such as crowns, root canals, bridges, and dentures. However, it's essential to review the specific policy to understand the coverage details, limitations, and any waiting periods for certain services.

Does vision insurance cover eyeglasses and contact lenses?

Yes, vision insurance typically covers a portion of the cost of eyeglasses or contact lenses, but the extent of coverage may vary based on the insurance plan. Some plans may provide an allowance for either eyeglasses or contact lenses, while others offer coverage for both. The coverage usually includes a specific dollar amount or percentage, and you may need to pay the remaining balance out-of-pocket. Additionally, some plans may have a designated timeframe for how often you can get new eyewear or contact lenses, often once every one or two years.